St. Louis Mortgage Preapproval
At Gateway Realty Group, we partner with Stuart Rosenblum, President of American Mortgage Corporation, to make your home-buying process smooth and stress-free.
Fast, local, and secure. Powered by American Mortgage Corporation.
Fast & secure application
Decades of experience
Personalized guidance
Before You Start Touring Homes…
Why Get Pre-Approved First?
Benefits
- Sellers take you more seriously with an underwritten pre-approval letter.
- Know your budget before you start touring homes.
- Strengthen your offer and remove surprises in the mortgage process.
- Compare loan programs, loan terms, and options (fixed vs. adjustable-rate).
- Get local guidance from mortgage experts who understand St. Louis real estate.
Get Pre-Approved Today
The Bagel Loan®
American Mortgage Corporation's signature Bagel Loan® can eliminate closing costs when you close with qualifying title companies (good credit and $200,000+ loan).
Savings include:
- No underwriting fees
- No appraisal fees
- No title fees
- No lender fees
- No closing costs
Or just Google “Bagel Loan“
Learn How the Bagel Loan® Works
- $0 underwriting, appraisal, lender fees
- No title fees (with participating title companies)
- Works for many purchase scenarios
- Best fit for buyers with good credit and $200k+ loan amounts
- Fast, online application with a local St. Louis team
The Pre-Approval Process
Find the Right Mortgage Loan for You
Whether you’re a first-time buyer, veteran, or upgrading to your forever home, there’s a mortgage program designed for your goals.
FHA Loans
Great for first-time homebuyers or anyone with a lower credit score.
VA Loans
$0 down options for eligible veterans and active-duty service members.
USDA Loans
No-money-down in eligible rural areas across the St. Louis Metro Area.
Jumbo Loans
Flexible options for higher purchase price homes.
Fixed-Rate Mortgages
Stable payments for the life of the loan.
Adjustable-Rate Mortgages
Lower initial rate; good if you won't keep the loan long term.
What Affects Your Payment?
- Credit history/score and credit card usage
- Income documentation and employment history
- Interest rate type (fixed rate vs. adjustable-rate)
- Property type
- Debt-to-income ratio (DTI)
- Down payment
- Property taxes and homeowners insurance
- Loan type
A St. Louis Mortgage Banker You Can Trust
Stuart Rosenblum, President of American Mortgage Corporation, has 30+ years in the St. Louis area. You’ll work directly with Stuart—not commissioned loan officers—and get fast, responsive service and competitive rates tailored to your financial situation.
- Local expertise in the St. Louis area
- Direct access to a seasoned mortgage banker
- Streamlined process and quick closes
- (314) 324-4440
- Info@amcmort.com
- 9520 Lackland Road, St. Louis, MO 63114
NMLS: Stuart Rosenblum #267567 • American Mortgage Corporation #226715
As Seen On
Ready to take the first step?
Whether it’s your first home or your dream home, we’ll help you find the right loan for your goals.
Mortgage FAQs
How long does the approval process take?
Timelines vary by file, but many buyers receive a decision quickly once documents are uploaded.
