St. Louis Mortgage PreApproval & Financing
At Gateway Realty Group, we are proud to partner with Stuart Rosenblum, president of American Mortgage Corporation.
Get Pre-Approved for Your St. Louis Home Today
Start your home-buying journey with confidence.
Whether you’re a first-time homebuyer or upgrading to your dream home, getting pre-approved is the first step in the home-buying process. Our goal is to educate you and provide competitive mortgage options in St. Louis.
Fast, secure online mortgage application
Trusted local lender with decades of experience
Personalized guidance every step of the way
The Bagel Loan®
The Bagel Loan® is American Mortgage’s signature loan option that covers all closing costs if you close with certain title companies we have relationships with.
To qualify, you need to have good credit and borrow over $200,000.
Here are some cost savings the Bagel Loan® offers:
- NO underwriting fees
- NO appraisal fees
- NO title fees
- NO lender fees
- NO closing costs
Why Get Pre-Approved Before The Home Search?
Pre-approval puts you in the driver’s seat. When you get pre-approved with our mortgage partner, American Mortgage Corporation, you’ll know your exact loan amount, monthly mortgage payment range, and be ready to make a strong offer on your perfect home.
Here’s why it’s a must:
- Sellers take you more seriously when you're preapproved
- Know your price range before touring homes
- Strengthen your offer with an underwritten preapproval letter
- Get a better understanding of your financial situation and available loan options
Get Pre-Approved for Your Home Loan Today
Apply online now and get your home loan preapproval.
What’s Involved in the Mortgage Pre-Approval Process?
It’s pretty easy. Here’s what to expect:
Step 1
Submit Your Info:
Fill out a secure form with your basic financial information, including income, assets, and employment details.
Step 2
Review Credit:
They will review your credit score, credit report, and debt ratios to match you with the best loan programs.
Step 3
Get Pre-Approved:
You’ll receive a pre-approval letter that shows sellers you’re serious and financially ready.
Step 4
Generate Your Own Pre-Approval Letter:
You’ll be able to create your own preapproval letter for any amount up to your max preapproval.
This comes in handy when writing offers at different price points when you don’t want the seller to know how much you can really afford.
Questions about the process? We’ll walk you through every step of the way.
Understand What Affects Your Loan Amount & Monthly Payment
Several factors influence your loan terms:
FHA Loans
Great for first-time homebuyers or those with lower credit scores
VA Loans
Zero down payment options for qualified veterans
USDA Loans
No-money-down loans for homes in eligible rural areas
Jumbo Loans
For higher-value properties
Fixed-Rate Mortgages
Lock in a steady monthly payment for the life of the loan
Adjustable-Rate Mortgages
Lower rates upfront, ideal for shorter-term plans
Understand What Affects Your Loan Amount & Monthly Payment
Several factors influence your loan terms:
- Your credit score and credit card usage
- Your debt-to-income ratio
- Bank statements and proof of income
- Down payment amount
- Private mortgage insurance (PMI)
- Your interest rate and whether it's fixed or adjustable
Use our Mortgage Calculator to estimate your monthly mortgage payment based on your budget and price range.
Work With a St. Louis Mortgage Professional You Can Trust
Our preferred mortgage partner, Stuart at American Mortgage Corporation, is a seasoned local expert who offers:
- Access to competitive rates
- Deep understanding of the St. Louis housing market
- Personalized help to navigate your financial situation
- Fast, responsive service
- Online Banking tools to apply and manage your loan easily
Based here in St. Louis, MO, Stuart and his team are with you every step of the way.
Get Pre-Approved for Your Home Loan Today
Apply online now and get your home loan preapproval.
Why Work With American Mortgage Corporation
American Mortgage provides top-notch service to our clients when financing a home purchase. They are here to walk you through the entire mortgage process and tailor the right loan specifically to you.
Stuart Rosenblum, president of AMC, has been a mortgage banker for 30+ years in the St. Louis area.
His team of mortgage experts are local professionals. You’ll work directly with Stuart without any commissioned loan officers.
Since no situation is the same, they are here to guide you through options and help you find the best loan option.
American Mortgage offers quick closes so you can move into your new home as fast as possible!
Contact Information
- Website: stuartsamc.com
- Cell: (314) 324-4440
- E-Mail: Info@amcmort.com
- Address: 9520 Lackland Road, St. Louis, MO 63114
Or just Google “Bagel Loan”
Stuart Rosenblum NMLS: #267567
American Mortgage Corporation NMLS: #226715
Get Pre-Approved for Your Home Loan Today
Let’s take the first step toward homeownership. Whether you’re buying your first home or your next one, we’ll match you with the best mortgage program based on your goals and lifestyle.
FREQUENTLY ASKED QUESTIONS
How long does the approval process take?
We use real-time MLS data, recent local sales, your home’s condition, and market trends to give you a competitive and fair price for your home.
What if I have student loans or credit card debt?
We’ll help evaluate your debt ratios and find loan programs that fit your financial situation.
Can I refinance for a better rate later?
Yes, we offer mortgage refinance options to help you lock in a better rate down the road.
Do I need perfect credit?
Nope! We work with many buyers who have less-than-perfect credit scores.
Financing Your Home Purchase
At Gateway Realty Group, we are proud to partner with Stuart Rosenblum, president of American Mortgage Corporation.
The Bagel Loan®
The Bagel Loan® is American Mortgage’s signature loan option that covers more closing costs than most loans above $200,000.
Here are some cost savings the Bagel Loan® offers:
- NO underwriting fees
- NO appraisal fees
- NO title fees
- NO lender fees
- NO closing costs
Competitive Rates On All Loan Options
Regardless of the type of loan you’re looking for, American Mortgage offers competitive rates on the following:
- 30-Year Fixed
- 15-Year Fixed
- VA Loans
- FHA Loans
- USDA Loans
- Jumbo Loans
Why Work With American Mortgage Corporation
American Mortgage provides top-notch service to our clients when financing a home purchase. They are here to walk you through the entire mortgage process and tailor the right loan specifically to you.
Stuart Rosenblum, president of AMC, has been a mortgage banker for 30+ years in the St. Louis area.
His team of mortgage experts are local professionals. You’ll work directly with Stuart without any commissioned loan officers.
Since no situation is the same, they are here to guide you through options and help you find the best loan option.
American Mortgage offers quick closes so you can move into your new home as fast as possible!
Contact Information
- Website: stuartsamc.com
- Cell: (314) 324-4440
- E-Mail: Info@amcmort.com
- Address: 9520 Lackland Road, St. Louis, MO 63114
Or just Google “Bagel Loan”
Stuart Rosenblum NMLS: #267567
American Mortgage Corporation NMLS: #226715
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