Desirable investment opportunity in St. Charles! This fully occupied duplex features two 2-bedroom, 1-bath units, both currently rented and producing income. With tenants already in place, an investor can step into an established rental property without the immediate expense and downtime of locating new tenants. Each unit offers a practical 2-bedroom practical floor plan, providing a desirable setup for long-term rental use. These units have partially finished basements for added living space. Tenants are responsible for all utilities as well as lawn care, helping keep owner-paid operating expenses and property maintenance responsibilities to a minimum. Conveniently located in an established St. Charles neighborhood with easy access to shopping, dining, employment centers, McNair Park, and major roadways. This is an excellent opportunity to expand an existing rental portfolio or get started with a multifamily investment in St. Charles. Both sides were painted within the past year. 414 side had kitchen cabinets refaced this year.