SPECIAL SELLER INCENTIVE! Receive a credit at closing equal to 6 months of HOA fees. Welcome to this inviting 2-bedroom, 2-bathroom garden-level condo in the Heritage Garden community of St. Charles, conveniently located near MO-364 and Highway 94 with easy access to shopping, dining, parks, and everyday amenities. Enjoy peaceful pond views from the patio just off the living room—perfect for morning coffee, duck-watching, or unwinding at the end of the day. The primary bedroom also opens to a private screened porch, offering another quiet spot to relax. Inside, the 1,146-square-foot floor plan features an open living and dining area with a gas fireplace (never used by the seller) and a functional kitchen with abundant cabinet and counter space. The spacious primary suite includes a large ensuite bathroom with a soaking tub, separate shower, and three closets—two in the bedroom and one in the bathroom. Additional highlights include a newer HVAC system and an in-unit washer and dryer (as-is) that remain with the home, one assigned covered parking space, guest parking, and a private storage unit. Whether you're looking for low-maintenance living, a convenient location, or a home you can personalize over time, this condo is ready for its next owner. The property is being sold as-is, in its current condition, presenting an excellent opportunity for buyers to add their own personal touches over time. All kitchen appliances including refrigerator and washer & dryer to remain. Schedule your showing today!