Welcome home to this spacious 3-bedroom, 2-bath ranch in the Cardinal Wood subdivision! Step inside to a freshly painted interior and a versatile floor plan offering plenty of room to spread out. The sunken living room sits just off the entry, while the kitchen connects to both a separate dining room and a comfortable hearth/family room with sliding glass doors leading directly to the backyard and patio. A window above the kitchen sink keeps the backyard in view, adding a little everyday practicality to the heart of the home. Real hardwood flooring runs through the dining room, hallway and bedrooms, with ceramic tile in the bathrooms and easy-care luxury vinyl plank flooring throughout the kitchen and living spaces—no carpet anywhere! Outside, you'll find a covered front porch, all-brick exterior with an architectural-shingle roof, a fully fenced backyard and an exceptionally functional driveway setup. In addition to the 2-car garage and dedicated storage space, the driveway widens to provide a third parking space alongside the garage and continues around the home to connect directly with the rear patio—great for additional parking and backyard access. Even better, the entire HVAC system was replaced in July 2026! The refrigerator stays, too. With multiple living areas, hardwood floors, generous parking, a fenced yard and a brand-new HVAC system, this Cardinal Wood home offers a lot of space and flexibility in St. Charles.