410 Otmar Way, St Charles, MO 63304

MOVE-IN READY with special financing as low as 3.99%! Welcome home to the Hartford at Kreder Farms, a brand-new 4-bedroom, 2.5-bath home built for the way you live. Nine-foot ceilings and an open main level flow from the gourmet kitchen into the hearth room just behind it, then into the great room with its sleek linear fireplace. The kitchen has 42" white cabinetry, quartz counters, a large center island, and stainless appliances with a gas cooktop and chimney hood. A formal dining room, a private study with glass doors, and first-floor laundry with a utility sink complete the main level. Upstairs, the owner’s suite is a true retreat with a marble walk-in shower with bench, dual vanities, and a generous walk-in closet. Luxury vinyl plank flooring, matte black fixtures, a front-entry 2-car garage, and a full basement with 8'10" pour and bath rough-in for future space. Francis Howell schools. Skip the build timeline, because this one is ready now. Ask about builder incentives. *Financing subject to lender approval. Photos may show model or optional features.