CAN'T BEAT THIS PRICE AT 399,900!! Enjoy the best of low-maintenance Lake Saint Louis living with beautiful waterfront and wooded views, a private pool, Lake Saint Louis lake rights, and an impressive, finished walk-out lower level. This spacious home offers a lifestyle that is hard to duplicate, combining everyday convenience with exceptional outdoor living and access to the many amenities of Lake Saint Louis. Inside, hardwood floors flow throughout much of the main level, leading to a custom kitchen with breakfast area and beautiful water views. The open and inviting living spaces are designed to take advantage of the peaceful setting, while the covered deck and screened-in porch provide wonderful spaces for morning coffee, entertaining, or relaxing while taking in the tree-lined waterfront scenery. The finished walk-out lower level adds incredible flexibility and usable living space, featuring a bar area, gas fireplace, spacious recreation area, bedroom, full bath, and direct access to the screened-in porch. Whether used for guests, entertaining, a private retreat, or multi-generational living, this level offers possibilities that set the home apart. Enjoy the convenience of a low-maintenance lifestyle with the HOA providing exterior maintenance, lawn care and landscaping, snow removal, water, sewer, trash, and recycling. Your time can be spent enjoying the property and everything Lake Saint Louis has to offer, including lake rights, community pools, clubhouse, tennis courts, golf, marinas, beaches, parks, trails, and year-round community events. Numerous improvements provide added peace of mind, including a water heater replaced in 2023, thermostat replaced in 2025, newer kitchen flooring and appliances, completely replaced electrical panel with surge protector and additional breakers, updated primary bathroom and dining room lighting, blinds throughout, newer roof replaced prior to current ownership, new primary bathroom light fixture and ceiling fan, deck ceiling fan, and included washer and dryer. Conveniently located near shopping and dining with easy access to I-64/40 and I-70, this home offers an exceptional combination of waterfront views, private outdoor living, abundant finished space, Lake Saint Louis amenities, and a truly low-maintenance lifestyle. Now offered at $399,900. More than 3,300 sq. ft., 3 bedrooms, 3.5 baths, finished lower-level living, and a low-maintenance lifestyle at this price point is an opportunity you simply don't want to overlook. Come see it. The value speaks for itself!